Lloyd Brown

Colleges, School and Institutes


Lloyd is an alumnus of Cardiff University and graduated LLB Hons in 2011.  In September 2011 Lloyd was awarded a prestigious Knowledge Economy Skills Scholarship (KESS) to carry out doctoral research in the area of environmental law.  He successfully defended his PhD thesis, titled Banks and Secured Lending: Environmental Risks and Due Diligence, in July 2015.  In September 2018 he designed and taught an English Legal System module at Beijing Normal University (BNU) as a Visiting Lecturer.

Research interests

His interests lie generally in the laws that regulate real property, the financial markets and the environment.  In particular, he has focused on how the contaminated land regime, as statutorily enforced by Part IIA of the Environmental Protection Act 1990, has affected commercial loan finance in UK banks.  Through semi-structured interviews with “elite” banking respondents, his doctoral research collected empirical data which identified the environmental risks that may presently impact bank lenders, together with the due diligence techniques that lenders have developed to obviate such non-financial risks.  Lloyd has also written articles on the soil pollution regimes in the USA and China and has assessed the impact of austerity and Brexit on the enforcement of Part IIA in England and Wales.  His interests in this area also led him to write about environmental issues during corporate insolvencies.  Furthermore, having taught Equity and Trusts Law for several years, Lloyd has also written on the role that pension funds have in assessing Environmental Social Governance (ESG) risks during their investment decisions and the extent to which non-financial risks should be perceived as financially material risks.  He is also interested in legal history and is researching the Doctors’ Commons.  Further publications, by doctrinal and empirical methods, are what Lloyd seeks to achieve.

Willingness to take PhD students


PhD projects

My research interests lie in the area of environmental law, and particularly in respect to land pollution. For example, my doctoral research analysed the impact that Part IIA of the Environmental Protection Act 1990, otherwise known as the "contaminated land regime", had on UK banks. Thus, I am also interested in how environment-related risks affect the financial markets generally, together with how risks impact and drive financial institutions' appetite to manage non-financial risks through the provision of due diligence techniques in their day-to-day loan finance activities. I have also researched and written on how the age of austerity and Brexit may have detrimentally affected the ability for environmental regulation and regimes to carry out their objectives.