Re-Regulating banks: the unfinished agenda

Andy Mullineux*

*Corresponding author for this work

    Research output: Contribution to journalArticlepeer-review

    2 Citations (Scopus)


    It is argued that bank regulation is required to protect depositors who are less risk averse than bank shareholders. The ongoing financial revolution has generally benefited consumers of financial services by increasing competition and broadening the range of products. More and more people have, however, been excluded. The paper considers whether further regulation is required to ensure that the financially excluded gain access to payments services and overdrafts and loans. It is concluded that there is plenty of scope for involving banks, credit unions and other new mutuals in the elimination of financial exclusion.

    Original languageEnglish
    Pages (from-to)9-15
    Number of pages7
    JournalJournal of Financial Regulation and Compliance
    Issue number1
    Publication statusPublished - 1 Jan 2000

    ASJC Scopus subject areas

    • Finance
    • Strategy and Management


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