Investigating the Impact of Savings Using a Chinese Household Level Dataset

Dejing Kong, David Dickinson

Research output: Contribution to journalArticlepeer-review


This article uses the China Household Financial Survey (CHFS) to examine the savings behavior of Chinese Households. Using a standard cross-sectional empirical approach to modeling permanent and transitory income, we show that one way of explaining the relative high savings rate in China is by recognizing that in fast growing economies, individuals may have higher transitory income from which they save a large proportion. The estimation also contains a range of household specific variables which can be used to understand the impact of socio-economic characteristics such as urban vs rural dwelling, age, and the educational level.
Original languageEnglish
Pages (from-to)1775-1796
Number of pages22
JournalEmerging Markets Finance and Trade
Issue number8
Publication statusPublished - 26 Jul 2016


  • household saving
  • China
  • permanent income
  • cross-sectional data


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