Fintech frontiers in quantum computing, fractals, and blockchain distributed ledger: paradigm shifts and open innovation

Narcisa Roxana Mosteanu, Alessio Faccia*

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

6 Citations (Scopus)
175 Downloads (Pure)


Among the hot research topics, Fintech is leading the trend in terms of the newest technology applications. The relatively new emerging paradigms in various sciences, such as geometry (fractals), physics (quantum), and database systems (distributed ledger—blockchain), seem to potentially contribute to a greater shift in the framework of the finance industry, bringing also some concerns (cyber-threats). Consistent and extensive investigation of the reasonable potential impact of these new models (and their underlying technologies) is performed, and then tested through a SWOT analysis, as the main objective of this research. Threats and opportunities are always intrinsically driven by the introduction of technological advancements (revolutions). This research confirms that information availability and the increasing interconnection of crosswise applications of each discovery to the different fields of science is determining the rapid succession of revolutions identified by evident large shifts in economic paradigms. The growing computing capacity and the development of increasingly powerful predictive software are leading to a competitive, extremely dynamic, and challenging system. In this context, as shown by history, there is a high possibility of market concentration in which, however, only a few corporations—digital giants—can afford to develop these technologies, consolidating their dominance.

Original languageEnglish
Article number19
Number of pages19
JournalJournal of Open Innovation: Technology, Market, and Complexity
Issue number1
Publication statusPublished - 7 Jan 2021

Bibliographical note

Funding Information:
Funding: The APC was funded by the American University of Malta.

Publisher Copyright:
© 2021 by the authors. Licensee MDPI, Basel, Switzerland.


  • Blockchain
  • Cybersecurity
  • Financial markets
  • Fintech
  • Fractal geometry
  • Quantum computing

ASJC Scopus subject areas

  • Development
  • Sociology and Political Science
  • Economics, Econometrics and Finance(all)


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