Credit information, consolidation and credit market performance: bank-level evidence from developing countries

Samuel Fosu

    Research output: Contribution to journalArticlepeer-review

    15 Citations (Scopus)
    213 Downloads (Pure)

    Abstract

    Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.
    Original languageEnglish
    Pages (from-to)23-36
    JournalInternational Review of Financial Analysis
    Volume32
    Early online date20 Jan 2014
    DOIs
    Publication statusPublished - Mar 2014

    Keywords

    • Information sharing
    • Banking market concentration
    • Bank lending
    • Governance

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