Article 23: Administrative penalties and remedial measures

Andreas Kokkinis; Shunqi Yang

doi:10.4337/9781035323401.00039

Article 23: Administrative penalties and remedial measures

Andreas Kokkinis
, Shunqi Yang

Birmingham Law School

Research output: Chapter in Book/Report/Conference proceeding › Chapter (peer-reviewed) › peer-review

Abstract

This chapter comments on Title IV of the NPLs Directive, which covers Articles 21–23 that regulate the roles and responsibilities of competent authorities, including monitoring, enforcement, and cross-border cooperation. It also defines the powers and responsibilities of competent authorities in supervising, investigating, and enforcing compliance with the Directive. The principles of risk-based regulation and proportionality are discussed along with the supervisory practices. The chapter outlines the enforcement framework, including administrative penalties and remedial measures for non-compliance with the requirements of the directive.

Original language	English
Title of host publication	The Non-Performing Loans Directive
Subtitle of host publication	A Commentary
Editors	Andrea Miglionico
Publisher	Edward Elgar
Pages	134-140
Number of pages	7
ISBN (Electronic)	9781035323401, 9781035390267
ISBN (Print)	9781035323395
DOIs	https://doi.org/10.4337/9781035323401.00039
Publication status	Published - 17 Mar 2026

Access to Document

10.4337/9781035323401.00039Licence: None: All rights reserved

5 Chapter (peer-reviewed)

Article 21: Supervision by competent authorities
Kokkinis, A. & Yang, S., 17 Mar 2026, The Non-Performing Loans Directive: A Commentary. Miglionico, A. (ed.). Edward Elgar, p. 120-126 7 p.
Research output: Chapter in Book/Report/Conference proceeding › Chapter (peer-reviewed) › peer-review
Article 22: Supervisory role and powers of competent authorities
Kokkinis, A. & Yang, S., 17 Mar 2026, The Non-Performing Loans Directive: A Commentary. Miglionico, A. (ed.). Edward Elgar, p. 127-133 7 p.
Research output: Chapter in Book/Report/Conference proceeding › Chapter (peer-reviewed) › peer-review
Article 24: Complaints
Kokkinis, A. & Yang, S., 17 Mar 2026, The Non-Performing Loans Directive: A Commentary. Miglionico, A. (ed.). Edward Elgar, p. 142-146 5 p.
Research output: Chapter in Book/Report/Conference proceeding › Chapter (peer-reviewed) › peer-review
Article 25: Personal data protection
Kokkinis, A. & Yang, S., 17 Mar 2026, The Non-Performing Loans Directive: A Commentary. Miglionico, A. (ed.). Edward Elgar, p. 147-149 3 p.
Research output: Chapter in Book/Report/Conference proceeding › Chapter (peer-reviewed) › peer-review
Article 26: Cooperation between competent authorities
Kokkinis, A. & Yang, S., 17 Mar 2026, The Non-Performing Loans Directive: A Commentary. Miglionico, A. (ed.). Edward Elgar, p. 150-154 5 p.
Research output: Chapter in Book/Report/Conference proceeding › Chapter (peer-reviewed) › peer-review

Cite this

@inbook{3f3a8543219e49d58b0aa76a502a8892,

title = "Article 23: Administrative penalties and remedial measures",

abstract = "This chapter comments on Title IV of the NPLs Directive, which covers Articles 21–23 that regulate the roles and responsibilities of competent authorities, including monitoring, enforcement, and cross-border cooperation. It also defines the powers and responsibilities of competent authorities in supervising, investigating, and enforcing compliance with the Directive. The principles of risk-based regulation and proportionality are discussed along with the supervisory practices. The chapter outlines the enforcement framework, including administrative penalties and remedial measures for non-compliance with the requirements of the directive.",

author = "Andreas Kokkinis and Shunqi Yang",

year = "2026",

month = mar,

day = "17",

doi = "10.4337/9781035323401.00039",

language = "English",

isbn = "9781035323395",

pages = "134--140",

editor = "Andrea Miglionico",

booktitle = "The Non-Performing Loans Directive",

publisher = "Edward Elgar",

}

TY - CHAP

T1 - Article 23

T2 - Administrative penalties and remedial measures

AU - Kokkinis, Andreas

AU - Yang, Shunqi

PY - 2026/3/17

Y1 - 2026/3/17

N2 - This chapter comments on Title IV of the NPLs Directive, which covers Articles 21–23 that regulate the roles and responsibilities of competent authorities, including monitoring, enforcement, and cross-border cooperation. It also defines the powers and responsibilities of competent authorities in supervising, investigating, and enforcing compliance with the Directive. The principles of risk-based regulation and proportionality are discussed along with the supervisory practices. The chapter outlines the enforcement framework, including administrative penalties and remedial measures for non-compliance with the requirements of the directive.

AB - This chapter comments on Title IV of the NPLs Directive, which covers Articles 21–23 that regulate the roles and responsibilities of competent authorities, including monitoring, enforcement, and cross-border cooperation. It also defines the powers and responsibilities of competent authorities in supervising, investigating, and enforcing compliance with the Directive. The principles of risk-based regulation and proportionality are discussed along with the supervisory practices. The chapter outlines the enforcement framework, including administrative penalties and remedial measures for non-compliance with the requirements of the directive.

U2 - 10.4337/9781035323401.00039

DO - 10.4337/9781035323401.00039

M3 - Chapter (peer-reviewed)

SN - 9781035323395

SP - 134

EP - 140

BT - The Non-Performing Loans Directive

A2 - Miglionico, Andrea

PB - Edward Elgar

ER -

Article 23: Administrative penalties and remedial measures

Abstract

Access to Document

Fingerprint

Research output

Article 21: Supervision by competent authorities

Article 22: Supervisory role and powers of competent authorities

Article 24: Complaints

Article 25: Personal data protection

Article 26: Cooperation between competent authorities

Cite this