Achieving full financial inclusion in the UK: current realities and potential solutions

This report summarises the findings of nine evidence gathering sessions held in England, Northern Ireland, Scotland, and Wales in April 2024. Four of these were face-to-face meetings with people with lived experience of financial exclusion. The remaining meetings brought together stakeholders with a professional interest in financial inclusion either face-to-face, online or in a hybrid meeting. The sessions were jointly organised by the Centre on Household Assets and Savings Management (CHASM) at the University of Birmingham and the Financial Inclusion Commission (FIC, or ‘the Commission’), with the practical support of several partner organisations.